Short answer: As of September 2026, the three highest-scoring roofing contractors in the Chattanooga, TN-GA metro on The Roofing Brief Contractor Score are Armor Xteriors (85.3), Local Roofer, LLC (73.7), Tallent Construction, trading as Tallent Roofing Chattanooga (66.2). Each holds a certification we verified on the manufacturer’s own register, every rating was corroborated elsewhere, and placement on this page is not for sale.
The Roofing Brief scored 3 certified roofing contractors serving the Chattanooga metro on a published, reproducible formula, then researched each of the top three individually to confirm its record. This page ranks three contractors, and the reason is the finding. Chattanooga has 588,000 residents and, within forty miles of the city centre, three manufacturer-certified roofing contractors that carry enough public reviews to assess. The certification registry fills the rest of its Chattanooga results with firms in Cleveland, Tennessee and Dalton, Georgia, both of which are separate metropolitan areas 25 to 30 miles away with their own pages. They will take work here, and if none of the three below suits you, widening the search into those markets is reasonable, but do it knowingly. Tennessee requires a state contractor licence at $25,000 and up, and Hamilton is one of nine counties where residential work from $3,000 up to $25,000 requires a state Home Improvement licence, and a Chattanooga replacement can straddle that line. Ask which tier the contractor holds and confirm it covers your contract value.
The conditions a Chattanooga roof has to be specified for
Chattanooga’s worst night in the decade was Easter Sunday, 12 April 2020, when an EF3 with winds estimated up to 145 mph ran roughly 14 miles from south-east Chattanooga through East Ridge toward Ooltewah, killing three people and injuring 19. The decade also holds 424 severe wind reports across the six metro counties, 68 hail reports topped by 2.5-inch stones in Marion County in March 2017, and ten tornadoes including EF2s in Sequatchie and Marion counties in November 2016.
Ordinary summer storms do the routine damage. On 7 June 2025 gusts near 78 knots snapped tree limbs up to ten inches thick across Hamilton County, and the fire department was called to a house where a branch had come through a porch roof. May is the peak month and 2025 the busiest year in the record, so tree clearance and a deck check after impact matter more here than the highest impact rating available.
Tennessee’s licensing ladder decides what to ask for, and Hamilton County sits on the tighter rung. Residential work from $3,000 up to $25,000 requires a state Home Improvement licence in nine named counties including Hamilton, projects of $25,000 or more require a contractor licence carrying the BC-21 roofing classification, and roofing subcontractors need a licence at any value. A Chattanooga replacement can straddle that $25,000 line, so confirm the licence covers your contract price.
Permits are split between two offices and both require them for a re-roof. The City of Chattanooga permits work inside the city and Hamilton County handles addresses outside it, and Tennessee’s code allows no more than two layers, so a roof already carrying two must come off to the deck. With only three certified contractors in range, the permit, the licence tier and the review record do the work that a deeper pool would otherwise do.
The 3 best roofers in Chattanooga, TN
Scored 2026-09-21. The metro mean rating used as the Bayesian prior for Chattanooga is 4.967, across a pool of 3 certified contractors.
| Rank | Company | TRB Score | Certification | Rating (reviews) | Adjusted | In business since | Based in |
|---|---|---|---|---|---|---|---|
| 1 | Armor Xteriors | 85.3 | Master Elite | 4.9 (404) | 4.907 | not published | Chattanooga, TN |
| 2 | Local Roofer, LLC | 73.7 | Certified | 5.0 (124) | 4.99 | 2022 | Chattanooga, TN |
| 3 | Tallent Construction, trading as Tallent Roofing Chattanooga | 66.2 | Certified | 5.0 (15) | 4.974 | not published | Harrison, TN |
1. Armor Xteriors — TRB Score 85.3
Armor Xteriors is based in Chattanooga, TN, BBB accredited since 18 December 2017, A+ rating, and holds Master Elite standing on the GAF certification registry.
| Score component | Points | Max |
|---|---|---|
| Certification tier | 24 | 35 |
| Adjusted rating | 36.3 | 40 |
| Review corpus depth | 15.0 | 15 |
| Metro proximity | 10.0 | 10 |
| Total | 85.3 | 100 |
Independently corroborated:
- A+ rated and accredited since 18 December 2017, a 9-year record. BBB
- Listed on Houzz with a project portfolio and review history. Houzz
- Listed on HomeAdvisor with a review history. HomeAdvisor
What they actually do. Roofing, windows, siding and decks across the Chattanooga metro.
Why it ranks here. 404 registry reviews at 4.9 is more than three times the rest of the Chattanooga pool combined, with nine years of unbroken A+ accreditation and Master Elite certification. Its 85.3 leads second place by 11.6 points.
Best fit for: Chattanooga homeowners generally. In a market this thin, the evidence gap here effectively settles it.
Verify the certification yourself on the GAF registry listing. The number carried on that listing is (423) 760-3333, which is the registry’s contact line and is often a directory tracking number rather than the contractor’s own: take the number from the company’s own website and compare the two.
2. Local Roofer, LLC — TRB Score 73.7
Local Roofer, LLC is based in Chattanooga, TN, in business since 2022, BBB a+ rating; BBB file opened 20 September 2023, and holds Certified standing on the GAF certification registry.
| Score component | Points | Max |
|---|---|---|
| Certification tier | 12 | 35 |
| Adjusted rating | 39.6 | 40 |
| Review corpus depth | 12.1 | 15 |
| Metro proximity | 10.0 | 10 |
| Total | 73.7 | 100 |
Independently corroborated:
- A+ rated, BBB file opened 20 September 2023, business started 3 August 2022. BBB
What they actually do. Residential roofing across the Chattanooga area.
Why it ranks here. A clean 5.0 across 124 registry reviews with an A+ rating, based in Chattanooga itself. Reaching 124 reviews without a single sub-five rating in under four years is a genuinely fast start.
Best fit for: Chattanooga city homeowners.
What we would want clarified. Base GAF certification and trading only since August 2022, so the record is short even though it is spotless. We publish this because a ranking that only prints the flattering findings is an advertisement, not an assessment.
Verify the certification yourself on the GAF registry listing. The number carried on that listing is (423) 834-4729, which is the registry’s contact line and is often a directory tracking number rather than the contractor’s own: take the number from the company’s own website and compare the two.
3. Tallent Construction, trading as Tallent Roofing Chattanooga — TRB Score 66.2
Trades as Tallent Construction, trading as Tallent Roofing Chattanooga; listed on the GAF registry as Tallent Construction.
Tallent Construction, trading as Tallent Roofing Chattanooga is based in Harrison, TN, BBB accredited since 7 December 1998, A+ rating, and holds Certified standing on the GAF certification registry.
| Score component | Points | Max |
|---|---|---|
| Certification tier | 12 | 35 |
| Adjusted rating | 39.0 | 40 |
| Review corpus depth | 6.9 | 15 |
| Metro proximity | 8.2 | 10 |
| Total | 66.2 | 100 |
Independently corroborated:
- A+ rated and accredited since 7 December 1998, a 27-year unbroken record. BBB
- Listed with GuildQuality, which surveys customers directly rather than collecting volunteered reviews. GuildQuality
- Member of the Homebuilders Association of Greater Chattanooga. Trade body
What they actually do. Roofing, remodelling and restoration across Hamilton County.
Why it ranks here. Twenty-seven years of unbroken BBB accreditation, dating to 1998, is the longest continuous record in the metro by eighteen years, plus GuildQuality participation and home builders association membership. Accreditation lapses when complaints go unanswered, so a run that long is itself the evidence.
Best fit for: Harrison, Ooltewah and eastern Hamilton County homeowners, and anyone weighting a very long complaint record.
What we would want clarified. Fifteen registry reviews is a thin sample for a firm of this age. The record here is longevity and conduct, not review depth. We publish this because a ranking that only prints the flattering findings is an advertisement, not an assessment.
Verify the certification yourself on the GAF registry listing. The number carried on that listing is (423) 344-5499, which is the registry’s contact line and is often a directory tracking number rather than the contractor’s own: take the number from the company’s own website and compare the two.
The 424 wind reports that shape a Chattanooga roof
Aggregate hail counts tell you very little about a specific roof. These are the individual events: every severe-weather report logged by the National Weather Service across the 6 counties of the Chattanooga, TN-GA statistical area over ten years, with the dates, the stone sizes and the towns they landed on. Over that decade the metro logged 68 hail reports, 424 severe thunderstorm and high wind reports and 10 tornadoes. Reported property damage from hail, severe wind and tornado over that decade totalled $2.8 million; flood and winter-storm losses are counted separately and are not included.
The biggest hail to fall on Chattanooga in a decade
| Date | Stone size | Reported near | County |
|---|---|---|---|
| 1 March 2017 | 2.5 in | Haveron Chapel | Marion |
| 1 March 2017 | 1.75 in | Chickamauga | Hamilton |
| 1 March 2017 | 1.75 in | Glover Hill | Marion |
| 6 April 2022 | 1.75 in | Antioch | Marion |
| 10 April 2025 | 1.75 in | South Pittsburg | Marion |
| 25 June 2023 | 1.75 in | Brainerd | Hamilton |
The largest stone on record for this metro fell on 1 March 2017 near Haveron Chapel, measured at 2.5 inches. That is hen-egg sized. Two inches is the threshold at which insurers expect functional damage and full replacement claims.
Wind. The strongest thunderstorm gust logged in the metro was 78 knots, about 90 mph, near White Oak on 7 June 2025. Asphalt shingles begin lifting at roughly 67 mph when they are correctly nailed, and considerably below that when they are not.
Tornadoes. 10 tornadoes touched down in these counties over the decade, the strongest rated EF3 near East Ridge on 12 April 2020.
What the National Weather Service wrote about it
The NWS logs a written account of each severe-weather episode. This is its description of the 7 June 2025 event near Collegedale Arpk, reproduced verbatim:
Large tree branches up to 10 inches in diameter were snapped off the trees by powerful thunderstorm wind gusts. At one location, the Chattanooga Fire Department responded to a house with a large tree branch damaging the porch roof of the home. EPB of Chattanooga reported over 400 incidents of downed power lines, snapped power poles, or other infrastructure damage across Hamilton County.
That is what the specification has to anticipate here, written up by the agency that recorded it rather than by a contractor selling the repair.
When it happens. Severe weather reports cluster in May (121), June (99), March (80). The worst years on record were 2025 (94), 2023 (86), 2024 (63). If you are scheduling non-urgent work in Chattanooga, the months outside that window are when crews are least stretched and least likely to be triaging emergency callouts ahead of your job.
Source: NOAA National Centers for Environmental Information, Storm Events Database, county-level detail files 2016 to 2025, filtered to the counties of this statistical area by The Roofing Brief. Damage figures are as reported to the NWS and undercount insured losses.
What to do with this. Chattanooga sees enough damaging hail that a Class 4 impact-rated shingle is worth pricing, though not automatically worth buying. Get both quotes and weigh the premium against any insurance discount.
How to tell a Chattanooga roofer’s claims from their record
Licensing is required in TN. Tennessee requires roofing contractors to be licensed by the Board for Licensing Contractors within the Department of Commerce and Insurance. Since 1 January 2014 roofing subcontractors have required a licence at any contract value, with no monetary threshold below which they may operate unlicensed.
Projects of $25,000 or more require a state Contractor licence with the BC-21 classification, which covers roofing, gutters and vinyl siding. Residential projects between $3,000 and $25,000 require a Home Improvement licence. Applicants must pass both a trade exam and a business and law exam, administered by PSI.
Check here: Tennessee Board for Licensing Contractors. Check the classification, not just the licence. A Home Improvement licence does not authorise a $25,000-plus replacement, which describes many full re-roofs.
Four checks to run before you sign anything, in any state.
- Verify certification at the source. Use the GAF verification tool rather than trusting a badge image on a company website.
- Get the certificate of insurance from the insurer, not the contractor, and confirm general liability and workers compensation are both active on the day work starts.
- Confirm who pulls the permit. If a contractor asks you to pull it as the homeowner, that moves liability onto you. Decline.
- Get warranty terms in writing before any deposit, and check the manufacturer warranty being promised actually requires the certification tier the contractor holds.
What the rest of the Chattanooga field looks like
3 certified roofing contractors serve the principal cities of the Chattanooga, TN-GA statistical area, of which 0 hold the top President’s Club tier. The pool carries 543 customer reviews between them at a mean rating of 4.967. The statistical area had a 2024 population of 588,050, a change of 4.39% against the 2020 census base, per the U.S. Census Bureau Vintage 2024 estimates.
How these Chattanooga rankings were produced
Every contractor in the Chattanooga, TN-GA pool was scored out of 100 on four published components: certification tier, a Bayesian adjusted rating, review depth and distance from the metro centre. In this metro that meant scoring 3 certified contractors, of whom 0 hold President’s Club standing and 1 Master Elite, against a metro mean rating of 4.967. The top three were then researched individually against Better Business Bureau records, state licence registers and manufacturer directories. The findings are printed above whether they flatter the contractor or not, and nobody paid to appear.
The full method, the weightings, what the GAF certification tiers actually mean, who is eligible to be ranked and what we do not claim are all set out on our roofer ranking methodology page. Last updated: September 2026. Scoring run: 2026-09-21. Corrections go to the editor and are actioned on verification.
The questions that come up most in Chattanooga
Who is the best roofer in Chattanooga, TN?
Armor Xteriors of Chattanooga, TN scores highest in the Chattanooga metro on The Roofing Brief Contractor Score, at 85.3 out of 100 as of September 2026. It holds Master Elite certification with a 4.9 rating across 404 reviews. Highest-scoring is not the same as best fit for your specific job, and the two companies behind it score within 19.1 points.
How many certified roofing contractors serve Chattanooga?
3 contractors on the GAF certification registry serve the principal cities of the Chattanooga, TN-GA statistical area as of September 2026, of which 0 hold President’s Club status.
How much damaging hail does Chattanooga get?
The Chattanooga, TN-GA statistical area recorded 65 hail reports of 1 inch or larger and 1 of 2 inches or larger between 2016 and 2025 in the NOAA Storm Events Database. The largest hailstone reported measured 2.5 inches.
Did any contractor pay to appear on this list?
No. The Roofing Brief takes no placement fees, no lead fees and no affiliate commission from any roofing contractor. Ranking comes entirely from the published formula applied to public registry data, followed by an individual research pass on the top three.
What was the worst hailstorm in Chattanooga in the last ten years?
The largest hailstone logged by the National Weather Service in the Chattanooga, TN-GA statistical area between 2016 and 2025 measured 2.5 inches, reported near Haveron Chapel on 1 March 2017. That is hen-egg sized. Two inches is the threshold at which insurers expect functional damage and full replacement claims. Across the decade the metro recorded 68 hail reports. Reported property damage from hail, severe wind and tornado over that decade totalled $2.8 million; flood and winter-storm losses are counted separately and are not included.
When is the worst time of year for roof damage in Chattanooga?
Severe-weather reports in the Chattanooga, TN-GA statistical area cluster in May, June, March, on the NOAA record for 2016 to 2025. If the work can wait, booking outside that window usually buys you shorter lead times and more of the contractor’s attention.
Do roofers need a licence in TN?
Tennessee requires roofing contractors to be licensed by the Board for Licensing Contractors within the Department of Commerce and Insurance. Since 1 January 2014 roofing subcontractors have required a licence at any contract value, with no monetary threshold below which they may operate unlicensed. Projects of $25,000 or more require a state Contractor licence with the BC-21 classification, which covers roofing, gutters and vinyl siding. Residential projects between $3,000 and $25,000 require a Home Improvement licence. Applicants must pass both a trade exam and a business and law exam, administered by PSI.
What should I check before hiring a roofer in Chattanooga?
Check the classification, not just the licence. A Home Improvement licence does not authorise a $25,000-plus replacement, which describes many full re-roofs.
Is Chattanooga a hard market to find a good roofer in?
This page ranks three contractors, and the reason is the finding. Chattanooga has 588,000 residents and, within forty miles of the city centre, three manufacturer-certified roofing contractors that carry enough public reviews to assess. The certification registry fills the rest of its Chattanooga results with firms in Cleveland, Tennessee and Dalton, Georgia, both of which are separate metropolitan areas 25 to 30 miles away with their own pages. They will take work here, and if none of the three below suits you, widening the search into those markets is reasonable, but do it knowingly. Tennessee requires a state contractor licence at $25,000 and up, and Hamilton is one of nine counties where residential work from $3,000 up to $25,000 requires a state Home Improvement licence, and a Chattanooga replacement can straddle that line. Ask which tier the contractor holds and confirm it covers your contract value.
Is wind or hail the bigger risk to a roof in Chattanooga?
Wind, by a wide margin. The Chattanooga, TN-GA statistical area logged 424 severe thunderstorm and high wind reports against 65 hail reports of an inch or more between 2016 and 2025. Wind damage shows up at the rake, ridge and edge rather than across the field of the roof, so the fastening schedule and edge detail matter more here than the impact rating of the shingle.
Roofer rankings for other metros
The Roofing Brief scores certified roofing contractors in the 400 largest U.S. metropolitan and micropolitan areas on the same formula.
- Best roofers in Knoxville, TN, another TN metro on the same formula
- Best roofers in Nashville, TN, another TN metro on the same formula
- Best roofers in New Haven, CT, a metro of comparable size
- Best roofers in Reno, NV, a metro of comparable size
- Best roofers in Huntsville, AL, also scored, about 85 miles away
See the full index of all 400 metro roofer rankings, or read how to find and vet a roofing contractor anywhere in the country.
Cite this analysis
The Roofing Brief. “Best Roofers in Chattanooga, TN: The Roofing Brief Contractor Score.” Published September 2026. Inputs: GAF certification registry; NOAA Storm Events Database 2016-2025; U.S. Census Bureau Vintage 2024 population estimates; Better Business Bureau and independent review-platform records for each ranked contractor.